Re Payment security insurance is no longer available with brand new loan requests. In the event that you currently have payment security insurance coverage on the loan and also you want to retain this address – try not to make an application for an individual Loan top up on the web. Please call us on 1890 724 724 or + 353 1 771 5610 and a client solution adviser will process the job for you personally. Alternatively, you are able to apply throughout your AIB that is local branch.
AIB Payment Protection Plan is solely underwritten by London General insurance carrier Ltd and London General lifetime Company Ltd. AIB Insurance solutions Ltd is controlled because of the Central Bank of Ireland.
I’ve sent applications for a Loan in my own branch/over the telephone and opted to perform ‘set up online’. What can I do now?
In the event that you applied for that loan via your branch or higher the device and opted to perform ‘set up online’, you are able to access the application through the “My Applications & Documents” tab regarding the “Apply Online” web page. From right right here, your can see the status of the application for the loan along with down load and save your self all paperwork associated with the job. In the event your application happens to be provided for a lender for evaluation, we will give you a text message to advise once a decision can be acquired.
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AIB Car Lease
What sort of motor finance can I submit an application for?
You are able to make an application for 2 several types of motor finance through AIB online Banking
Brand brand New private Loan/Car Loan (Variable Interest) from €1,000 to €30,000 online and as much as €75,000 in branch or higher the telephone.
Hire buy (Fixed interest) from €10 more information,000 to €60,000 in branch or higher the device
Complete information on AIB car lease choices can here be found.
What exactly is a motor auto loan and a Hire Purchase agreement?
An auto loan is an adjustable price personal loan to allow the client to purchase an utilized or new vehicle. Car and truck loans offered by €1,000 to €75,000.
Hire Purchase enables the consumer to borrow cash at a hard and fast rate of interest to get an utilized or car that is new. The financial institution keeps safety interest within the asset bought until all repayments were made. The asset becomes the shoppers home when most of the instalments due were made & the acquisition cost happens to be compensated. Hire Purchase is actually for levels of €10,000 to €60,000.
Just how much may I submit an application for online, by phone or within the branch?
You can apply online for the motor car Finance Loan from €1,000 up to €30,000.
You can easily make an application for a car finance for amounts from €1,000 as much as €75,000 in your branch or by phoning us on 1890 724 724.
It is possible to make an application for Hire Purchase for quantities over €10,000, in branch, over the telephone.
Complete details are located in the ‘How to put on’ section right right here.
Can I submit an application for car lease for almost any motor car brand brand new or utilized?
Yes you’ll submit an application for AIB motor finance for either New or cars that are used.
Over how years that are many we repay the automobile Finance?
You can easily repay your vehicle Loan from between 1 to five years.
You can easily repay your Hire Purchase between 2 to five years for used cars or over to 6 years for brand new automobiles.
Whenever will the decision is known by me on my application?
We will endeavour to offer a choice in your auto loan application instantly.
If for example the application is referred to the financing group for review you shall get a determination within 3 company hours.
With your mobile phone number, we will text you once a decision is available (you can log into your AIB Internet Banking and select “My Application & Documents” under the “Apply& Open” menu to view the decision) if you applied online and you have provided us.
You can contact your local branch or Relationship Manager after 3 business hours to check the status of your application if you applied for a Car Finance facility in the branch.
In the event that you sent applications for a vehicle Finance facility over the telephone, you’ll ring 1890 724 724 after 3 company hours to check on the status of the application.
Our company hours are 9am to 5pm Monday to Friday, excluding bank breaks. Although we seek to give you a choice within 3 company hours, this era could be extended for technical or any other genuine reasons.